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Arnoldo Francisco
Mr. Arnoldo Z. is from the town of El Sauce. He has worked as a Municipal Guard for the city for the last year.

This is his first loan request to Ceprodel. It will be used to buy school shoes and clothes for his children because the country’s national feast days are approaching.
View original language description ↓
El Sr. Arnoldo Z. es originario del municipio de El Sauce, se desempeña como Guarda de seguridad en la Alcaldía de dicho municipio donde tiene un año de laborar. Es el primer crédito que solicita en Ceprodel con el objetivo de comprar ropa y zapatos escolares a sus hijos ya que vienen las fiestas patrias en nuestro país.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Arnoldo Francisco for school expenses.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 24, 2010
Sep 26, 2010
Currency Exchange Loss:
Aug 29, 2011