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Aura Estela
Aura Estela C. Sánchez is a secondary school teacher at the public school “Instituto Nacional de San Rafael Del Sur.” She has worked at this school for 34 years. She is married. She has taken 12 loans with CEPRODEL, which she has used to buy construction materials to improve her home. With the loan she is requesting she will expand her kitchen. These loans have benefited her greatly, since in this way she has been able to improve the living conditions of herself and her family.
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La Sra. Aura Estela C. Sánchez ella es Trabajadora activa del colegio público “Instituto Nacional de San Rafael Del Sur” desempeñándose como Maestra de Educación Secundaria, tiene veinte y cuatro años de trabajar para esta empresa, es casada actualmente. Ha tenido doce créditos con CEPRODEL y los ha realizado para comprar materiales de construcción para mejorar su casa de habitación y este crédito lo está solicitando para la ampliación de su cocina, los cuales le han beneficiado en gran manera ya que de esa manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Aura Estela to buy stone, sand, cement, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 20, 2010
Sep 26, 2010
Currency Exchange Loss:
Aug 16, 2011