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Mrs. Kol S., aged 35, purchases and resells beans, earning around $2.40 per day. Her husband is a carpenter creating furniture, earning about $9.75 per day in revenue. They have four children, two who are students, one who lives in China, and one who is married and lives away from the family.

She is requesting a loan of $1,200 in order to purchase an inventory of beans in bulk to take advantage of bulk discounts, lowering costs and the increasing margins of her business.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • 3,992.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Kol to purchase beans in bulk to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 14, 2007
Oct 29, 2007
Currency Exchange Loss:
Jun 15, 2009