A loan of $2,400 helped a member to invest in her business (to purchase new catalogues).

Carmelitas De Cholula Group's story

The name of this group is "Liberal Women". The name was chosen for their combined wish is to improve their life, and for personal development. It is a way for them to feel strong day after day and to always find success. The majority of the group lives in the state of Hidalgo. The group is made up of 10 members.

Maribel Nava R. is the president of the group. She is 26 years old, she is a single mother, and she completed grade 9. She is a secretary and she has 2 children (a boy and a girl). She sells shoes through a catalogue. Maribel has been running her business for 1 year and she requests a loan to purchase new catalogues so that she might improve her sales and save money. In the future she hopes to have a store where she will find better success, so that she might always provide for the needs of her fmaily. She wants to live without worries and without ever having to secure other paid work.

The members have commented that Maribel Nava R. is an excellent salesperson, visiting her neighbors and her colleagues. She is a very hard working person, very kind, and of a excellent personal demeanor. She really enjoys her work. When she requested her loan Maribel felt very fortunate to have been given the opportunity. With the increased earnings from her shoe sales she will be able to take her kids on a holiday for one week in Acapulco. This will be making her kids' dream a reality.

Maria Guadalupe Raya J. is the treasurer of the group. She is 26 years old and completed junior high school. She lives together with her partner and she has 3 children (aged 10, 6 and 3 years old respectively). For the past 8 years she has been selling hand knitted handbangs, with stone and aluminium bead work in different designs. She requests a loan to invest in the purchase of materials such as threads, colored beads and high quality colored stone beads. She will be able to sell more and in less time. She goes to different municipalities, but at first she only ever sold to her friends and family. But slowly she started visiting the markets in the municipality of Tizayuca. Her clients indicate that she is a very kind person, always offering good service and a good variety of hand bags. She offers flexible payment options (weekly payments or in cash) depending on the client's needs. She feels grateful for the support offered to her through this loan and for the opportunity to get ahead, especially for her family. She helps her husband with the household expenses because his source of income is insufficient. She was initially given support by her parents who helped her improve the quality of products that she sold.

In this group: Maria Del Carmen , Sandra Elizabeth , Patricia *, Ma Guadalupe , Silvia , Juana , Juana , Francisca , Norma , Maria Concepcion *
*not pictured

Translated from Spanish by Kiva volunteer

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Loan details