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Cecilia Matilde
Cecilia is 44 years old and operates a beauty parlor in the front part of her house. She is separated from her spouse and has four children. They live in Suburbio de Guayaquil.

Cecilia started her business by cutting hair and painting nails. With her savings, she was able to create her own shop and purchase equipment for her beauty salon. Little by little and with the help of her adult children, she was able to remodel her house so that she could place her beauty salon there. Now she works every day from 9am until 11pm.

In order to expand her business, Cecilia needs a loan to buy nail polishes and machines. In the future, she wants to grow her family and build a better home.

View original language description ↓
Cecilia de 44 años, ella tiene un salón de belleza en la parte delantera de su casa, esta separada pero tiene 4 hijos, y viven en el suburbio de Guayaquil.

Inicio con el negocio cortando cabello y pintando uñas, con sus ahorros puso un local y algunos instrumento para el salón de belleza, poco a poco y con la ayuda de sus hijos mayores pudo readecuar su casa para ubicar salón de belleza. Ahora trabaja desde las 09h00pm hasta las 23h00pm todos días.

Para poder agrandar su negocio ella necesita comprar con el préstamo esmaltes, maquinas. En el futuro quiere incrementar su familia y construir mejor su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 79
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Cecilia Matilde purchase nail polishes & machines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2010
Aug 27, 2010
Currency Exchange Loss:
Sep 15, 2011