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Jessica is proud to be able to care for children and support families in her Oakland neighborhood through her in-home childcare center. “This is something I have wanted to do since I was a little girl. I was raised in an in-home daycare!”

Before opening her business, Jessica studied early childhood education at a local college and earned her teaching credential while working at a large preschool. Although she appreciates the experience she gained at the preschool, she didn’t always agree with the way programs were run. By opening her own business, she is able to run her center according to her own childcare philosophy.

Jessica heard about Opportunity Fund through a friend, but admits, “It took me a couple months before I even called. I thought they’d never give me a loan because I didn’t have any credit.”

With the help of two interns, Jessica currently cares for eight children, although at full capacity she could care for 14. Enrollment has dropped due to the recession, but she is working hard to attract new clients through word-of-mouth references and by improving her facilities.

With a $5,000 loan, her third with Opportunity Fund, Jessica will transform her run-down yard into an outdoor play space complete with a protective fence, large lawn, and a vegetable garden where the kids can begin to learn about good nutrition.

Additional Information

Important Information

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About United States

  • $54,800
    Average annual income
  • 13
    View loans »
    United States Loans Fundraising
  • $12,909,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,000 helped Jessica to pay for landscaping an outdoor play area.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 5, 2010
Aug 27, 2010
Currency Exchange Loss:
Sep 19, 2012