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Bahadir H. is a widower with four children, who lives in Osh city, south of Kyrgyzstan. Bahadir is an open-hearted person who likes to bring positive emotions to people. Seven years ago, in order to support his family, Bahadir began his business in running confectioner's shop. He started selling cakes and soon his shop became known for its delicious goods.

In June 2010, when violent clashes caused by the deposed political regime broke out in the city of Osh, Bahadir lost his business. His confectioner's shop was burned to ashes. But Bahadir, being a very optimistic person, didn’t give up and decided to resume his lost business and continue activities. For this very reason, Bahadir is applying for a loan of 50,000 KGS, which he needs to restart his activity. He plans to buy an oven, a mixer and stuff for baking.

Bahadir hopes to see those “sweet” smiles of his loyal customers again.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,537,675
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Bahadir to purchase oven, mixer and stuff for baking.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2010
Aug 29, 2010
Currency Exchange Loss:
Oct 15, 2011