A loan of $450 helped buy quantities of raw materials like fabric, thread, and newspapers for patterns.

Ma. Mernaly's story

This is Ma. Mernaly G., 41, a resident of Commonwealth, Quezon City, Philippines. She is married to June G., a security guard, and mother to an elementary school-aged child. At this time, she is working hard to be able to send her child all the way through college--a dream for most Filipino parents like Ma. Mernaly as she herself is a college graduate and believes that a college diploma is the best inheritance parents could leave to their children.

Ma. Mernaly operates a rug-making business and at the same time is a fabric dealer. She mainly offers rugs, from those round palm-sized ones, to the much larger doormats, braided quilts and bed sheets, and other crafts that most rug-makers come up with every day. As rugs are a major part of Filipino housekeeping and cleaning, rugs are one of the most common products that can be bought, sometimes even from a peddler while you are riding in a speeding jeepney down the highway. Her regular customers are her neighbors and the local community. She earns a minimum of Php 300 in sales every day.

To help her continue operations of her business, she is requesting a Php 20,000 loan. She will be utilizing the loan to buy quantities of raw materials like fabric, thread, and newspapers for patterns. She expects a boost in her business income as she expands her business.

Ma. Mernally dreams of being able to give her child a good and high quality education through all her hard work on her business. She faithfully meets with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

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