Odalia Alexandra is 22 years old. She is single and she lives with her parents. She has no children.
Odalia is a member of the rural community of San Jose de los Amarillos. The group is made up of 23 members and the majority of them are agriculturists. This is the second loan they seek from the San Jose Cooperative (Kiva Field Partner).
Odalia is an agriculturist and she has corn plantations. She carries out her purchases every month in the city of Ventanas and she sells her product in the same city.
She requests a loan to invest in the purchase of corn seeds. She sees this loan as an opportunity to get ahead. Her dreams are to have five blocks of cocoa fields. The challenges she faces are pests and blights, especially langosta moths.
Odalia Alexandra, tiene 22 años. Es soltera y vive con los padres. No tiene hijos.
Odalia es una socia de la ventanilla rural “San Jose de los Amarillos”. Son 23 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el segundo préstamo que ellos realizan en la Cooperativa San José.
Odalia se dedica a la agricultura, siembra maíz. Realiza sus compras cada mes en la ciudad de Ventanas y las vende en la misma localidad.
Solicita el préstamo para invertir en la compra de maíz. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños es tener cinco cuadras de cacao. Enfrenta desafíos como plagas y enfermedades como la langosta en le cogollo.
Le gusta descansar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!