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Habibahon's Group
In this Group: Habibahon , Abdimumin , Feruza , Kamolathon
Habibahon A. is the leader of the group. She is 44 and divorced. She has raised two sons and three daughters. The sons work in construction, two older daughters are married and live separately with their families, and the youngest daughter works in Russia. Habibahon is engaged in livestock breeding, and she started this activity in 1995. When the collective farms broke up, she got a half hectare of land and began to cultivate cotton. With money received from the loan she wants to purchase sheep in order to increase the number of livestock. In the future, she plans to purchase a piece of land and start building a house for her son.

Abdimumin T., 59, is a widow. He has raised three sons, and all of them work in construction in Russia. He uses the money which his sons send to him for building a house. Abdimumin himself works as a taxi driver and earns 5000 soms per month. With money received from the loan he plans to finish building the house. In the future he wants to see his sons get married, purchase a piece of land, and breed cattle.

Feruza S., 28, is married. She has a son and two daughters. The first daughter and the son are at school and the second daughter is not yet, as she is preschool age (under 7). Ten years ago, with the initial investment of 8000 soms, Feruza started to breed livestock. Reselling cattle after fattening, she makes 4000 soms per month. With money received from the loan she wants to purchase sheep in order to resell them after fattening at the higher price.

Kamolathon A. is 21, and she lives with her parents. Her father is an engineer and her mom is engaged in farming. Kamolathon is engaged in cattle breeding, and she sells milk to make money. In this way, she makes 1250 soms per month. With money received from the loan she wants to purchase hay for cattle to feed them during the winter season.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,539,675
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Habibahon's Group's $1,200 loan helped a member to purchase sheep.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 19, 2010
Aug 26, 2010
Currency Exchange Loss:
May 15, 2011