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Isezerano Choir Group
In this Group: J.paul, Daphrose, Immaculée, Dalia, Yvonne, Esperance, Andre, J.damascene, Kinanira, Pauline, Anastasie, Clemence, A.marie, Justine, Marine, Esther, Jamviere, Jeanne, Laurence, Olive, Alice
Jean Paul S. is a 40-year old married man, born in Rubavu, a district in the West Province of Rwanda. He has finished primary level of studies. He has five children, with the oldest being 16 years of age, and the youngest 5. One of his children is in high school while the others are still in primary school.

He is a member of the “Isezerano” Christian choir under the auspices of the association of Pentecostal churches of Rwanda active in Rubavu. He has been a client of ACB since December 2008. He is seeking a loan which he plans to repay properly. The loan is for purchasing a land plot in order to cultivate potatoes. His vision and his dream is to have a sizeable potato-growing business in the future, selling his harvest and using the derived profit for savings as well as for improving the life conditions of his family, such as paying the school fees for his children.
View original language description ↓
S. Jean Paul est un homme de 40 ans, marié, née à Rubavu un des districts de la province de l’Ouest du Rwanda, son niveau d’étude est primaire. Il a cinq enfants, le plus âgée a 16 ans et son cadet a 5 ans. Un de ses enfants est en deuxième année secondaire d’autres a l’école primaire.
Il appartient dans une chorale chrétienne a l’association des églises de pentecôte du Rwanda œuvra à Rubavu appelé ISEZERANO. Client d’ACB depuis décembre 2008, il a sollicité un prêt qu’il veut très bien remboursé. C’était pour acheter un champ pour y cultiver les pommes de terre. Son ambition et son souhait et que dans l’avenir et d’avoir un grand étendu de culture des pommes de terre afin de commercialiser la récolte et en tirer du profit , une partie pour épargner et l’autre parti améliorera les conditions de vie de la famille en payant les frais de scolarités pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $18,423,625
    Funds lent in using Kiva
  • 587.4
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Isezerano Choir Group's $2,575 loan helped a member purchasing a land plot for cultivating potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 5, 2010
Aug 27, 2010
Currency Exchange Loss:
Sep 15, 2011