A loan of $1,000 helped cattles to use in cultivating their farmland.


Emelyn's story

Emelyn Sta. M., 46 years of age, is married to a farmer, Vicente Sta. M.. They were blessed with two sons and one daughter. Emelyn joined Ahon sa Hirap, Inc. (ASHI), Rizal Central Branch, a partner Microfinance Institution of KIVA, in the year 1998. She decided to S. with the lending institution because she had found fulfillment being a member. She is proud because ASHI is part of the achievements of her eldest son and daughter who are now degree holders. Their eldest works now as a seaman, and her daughter just graduated with a Bachelor of Science in Mathematics. Her youngest son is still in college. Their primary source of income is farming and secondary is the tricycle which her husband drive for passenger purposes. Again she is applying for a loan to buy cattle for her husband to use in tilling their farm land. With the help of these cattle, expenses on rentals for tractors/machinery to plow their land will be reduced. The couple projects to increase their profit and wants to develop their farming method. Their future plan is to increase rice production and buy additional livestock, not just for the future of their family, but they want to provide employment to their community too and help other families as well. They are hoping that ASHI and KIVA will continue their partnership in helping them meet their goals in life and also providing capital and encouraging poor but enterprising families to rise from poverty.



Loan details


Lenders and lending teams



Loan details