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Françoise N. is a 49-year-old woman born in Gasabo, a province of Kigali, capital of Rwanda. She is married and has four children whose ages range between 12 and 20 years old. All attend school.

Françoise and her family live in Kinyinya (in Gasabo, Kigali). She pursued secondary level studies in biochemistry. She works at a Pentecostal Church (ADEPR), in the parish of Gasave, where she is an evangelist.

This is her second loan with ACB. The first loan helped to improve her family’s living conditions, whereas this new loan will be used for home renovations. Her savings allow her to pay the rent where she lives with her family until they can move into their house, which she wants to repair.

In the future, she intends to seek another loan for her children’s tuition.
N. Françoise est une femme de 49 ans, née à Gasabo, province de la Ville de Kigali capital du Rwanda. Elle est mariée elle a quatre enfants le moins âgée a 12 ans, le plus âgée a 20 ans, tous vont a l’école. Françoise et sa famille habite à Kinyinya- Gasabo- Kigali, son niveau d’éducation est secondaire dans l’option de Biochimie. Elle est salariée dans une Eglise de PENTECOTE(ADEPR), Paroisse de Gasave ou elle est évangéliste de cette Eglise.
Le crédit contracté avec ACB est le deuxième, le précédent lui a aidé d’améliorer les conditions de vie de sa famille et le présent prêt c’est pour réhabiliter sa maison. Ses épargnes lui permettent de payer le loyer ou elle habitait avec sa famille jusqu'à avoir sa maison laquelle elle veut réhabiliter.
Dans l’avenir, elle compte solliciter un nouveau prêt pour le minerval de ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 31
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Francoise buy cement, boards, grillwork and sand for home repairs.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 30, 2010
Aug 25, 2010
Currency Exchange Loss:
Feb 15, 2012