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Esperence was born 1968 and is divorced with five children, aged between 5 and 15. Esperence has been a businesswoman since last year meaning that she has an experience of 12 months in her business. In the family of Esperence, there is one person who works in the public sector.

Esperence owns a business selling breads and cakes in her place of residence. She employs six people from her community as helpers and her business is open from 6 in the morning to 9 in the evening every day except on Sunday.

Esperence is now requesting a Kiva loan via Vision Finance Company for the purpose of expanding her business which will help her to attract more customers and earn more profits to be used in her family and in her business as well.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Esperence expanding her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 23, 2010
Aug 25, 2010
Currency Exchange Loss:
May 15, 2011