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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
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A loan of $2,000 helped to increase his capital.


Ramzi's story

Ramzi is 46, married, and the father of four children. He has sold clothes for eight years. He doesn’t have a shop but uses his car to visit several villages each day to sell as much as he can because he believes that a person must hunt for clients. Competition is very strong which is why Ramzi does not wait for clients to come to him. His honesty, good reputation, and good-quality products keep his clients loyal. This is Ramzi’s sixth cycle with Al Majmoua, which attests to his being a man in very good standing. Every time he requests a loan from Al Majmoua, he increases his capital, as he will do this time. Ramzi hopes to improve his business in many ways -- through wholesale and improving quality.



Loan details


Lenders and lending teams



Loan details