A loan helped a member to purchase more farm animals.


Parida's Group's story

In the past, women were keepers of the family hearth. Time passed and women broadened their sphere of activities. Now, along with all their obligations at home, women also assist their husbands in providing for their families. One of those women is Parida A.. She is 43 years old and married. She has three children. Her two older children, a son and a daughter, have married. Her younger son is twelve years old and goes to school. Her husband works as a guard at the Municipal Department of Internal Affairs of Tashkomur city.

Fourteen years ago, Parida decided to assist her husband and started her business of breeding cattle. She started by purchasing one head of small cattle for 500 KGS with the goal of increasing the number. Now, she has two head of cattle and ten head of small cattle. Her cattle breeding business brings her about $155 annually. She wants to increase the size of the herd by buying five more head of small cattle for breeding. In order to have sufficient funds to purchase them, she applied for a loan. In the future, on the profits from her cattle breeding business, she wants to buy a big house where she is planning to live with her youngest son and her husband.

Group members:

Zaripa K. is the treasurer of the group. She is 35 years old and married. She has three children. Her elder daughter is 10, her second and third daughters are 8, and all of them go to school. Her husband transports cargo by truck. In 1995, together with her husband, Zaripa decided to start a wholesale business in Bishkek (the capital of Kyrgyzstan), buying vegetables and reselling them at higher prices at her town, Tashkomur. Her husband assists her with the wholesale purchase of vegetables in the capital and their transportation to their town (Tashkomur). She started her business with an initial investment of 1,000 KGS and it brings her around $264 monthly. She and her husband have bought a flat in Tashkomur for 100,000 KGS and a truck for 500,000 KGS. She decided to broaden her business, and wants to buy autumn season clothing and school uniforms to sell at higher prices. For this purpose she needs funds, and so she applied for a loan. On the profits from her business, she and her husband are planning to build a house for their children and to buy a car.

Baktygul A. is 22 years old and married. She is pregnant and expecting a baby soon. Her husband is a craftsman. Baktygul decided to breed cattle one year ago, and she bought two head of cattle for 6,000 KGS. She has increased the number of cattle to four. During the summer period, they give their cattle to shepherds to graze in the mountains, and during the winter periods her husband's parents help to breed cattle at their house. The cattle breeding business brings her about $132 monthly. She is applying for a loan in order to buy two more head of cattle which she hopes to fatten and then resell at a higher price.

Jazgul K. is 26 years old and married. She has two children. Her elder child is three and her younger child is only 2 months old. Her husband is a guard at the Municipal Department of Internal Affairs of Tashkomur city. In 2008, she decided to buy two head of cattle for 4,000 KGS and breed cattle. She has increased the number of cattle to five. Her business brings her about $132 monthly. She is applying for a loan in order to buy more cattle and fatten them, and then resell them at a higher price. On the profits from her business she is planning to provide for her children and make some savings in order to give them a good education.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year.

To learn more about MBF and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

In this group: Parida, Zaripa, Baktygul, Jazgul


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