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Horng M., 62, is a widowed farmer who lives with her four children in the Takeo province. She typically makes $1.00 U.S. each day, and she would like to increase her profits.
Horng M. receives additional support from three of her children: two are garment factory workers and one is a hairdresser. Horng M. is requesting a loan of $1,000.00 United States dollars to purchase hairdressing tools for her daughter.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Horng to purchase hairdressing tools for her daughter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2010
Aug 25, 2010
Currency Exchange Loss:
Apr 17, 2011