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Zulaikhan's Group
In this Group: Zulaikhan , Zuhra, Sajida, Mumtaz, Bilquis
Zulaikhan is a resident of a small city called Chichawatni, which is located in the Punjab province of Pakistan and is well known for its agriculture industry.

She is 28 years old and got married when she was only 16. She is the mother of six daughters. None of them could get an education because Zulaikhan and her husband didn’t have enough resources to pay for their school fees.

Her husband is illiterate. He sells clothes and is the only breadwinner in the family. He operates his small shop in the market. He imports clothes from Multan, Lahore and Faisalabad and sells them through his shop.

Life is not easy for Zulaikhan and her family as her husband’s income is not enough for fulfilling the basic needs of the family. Therefore, Zulaikhan has applied for a loan from Asasah for her husband’s business. With the loan amount, her husband will buy clothes in bulk to reduce the cost of traveling and to offer more variety to his clients.

Zulaikhan hopes that this investment will help her husband in improving his business and her family will be able to improve its living standard. She is a new loan applicant and she is expecting that it will be a profitable experience for her.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 347
    View loans »
    Pakistan Loans Fundraising
  • $16,484,900
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zulaikhan's Group's $700 loan helped a member purchase clothes for a clothes-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 17, 2010
Aug 24, 2010
Currency Exchange Loss:
Aug 15, 2011