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Sofia's Group
In this Group: Sofia , Shazia Perveen, Rubina, Razia
Sofia is 21 years old, married, and has one son. She owns a small, two-roomed house where she has lived with her family for over five years. Her house is situated in the Pakistani city of Multan, famous for its shrines and sweetmeats.

Sofia is a very talented lady. She owns and operates a sewing business in order to share the financial burden with her husband. She is good at her art and gets regular orders from her neighbors. She earns approximately 3,500 to 4,000 PKR from her work, which enables her to pay for the utilities.

Sofia's husband is A. M.. He runs a scrap shop in the market where he deals with rough and old items, such as wooden cupboards, book shelves etc. He has been doing this work for over four years. Sofia has applied for a loan from Kiva partner, Asasah, for her husband. With the loan, he will buy scrap for his scrap business and increases his profit on it. Sofia is on her second loan and has proved to be a responsible borrower during her previous loan term.

Note: In this photo, one of the group members, Shazia Perveen, is showing her sewing business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sofia's Group's $725 loan helped a member to purchase scrap for her husband's business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Aug 24, 2010
Currency Exchange Loss:
Aug 15, 2011