A loan helped a member to stock up on six bundles of used clothes, which will support her initial capital.


Linda Vema Group's story

Mme Charlotte is a client of Hekima IMF and presides over the groupe villageoise « LINDA VEMA». She is a widow, aged 53, and the mother of six children, two of whom are in school, four are finished.

She is a used-clothes vendor. She started this business tend years ago with startup funds received from her husband. Later, she got involved in the Hekima program to support her business, over the course of which she progressively improved. With this new loan, she is going to stock up on six bundles of used clothes, which will support her initial capital. The weakness in her business is linked to the lack of clientele.

She would like for her children to continue to study and for her to feed her family. Thus, she wishes to thank Hekima and its partners for the support given to business-owners without means during the global crisis linked to Covid-19. The photo is only of the group leader because of Covid-19 out of respect to social distancing measures.

In this group: Deborah, Immacule, Charlotte, Benita, Jeannette, Leonie

Translated from French by Kiva volunteer Hannah Ridge.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.



Loan details


Lenders and lending teams




Loan details