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Julio Cesar
30-year old Julio lives in the suburb of Primavera D. Duran, an area with a deteriorating eco-system. He runs a small Internet cafe. He used to work in computer maintenance but he didn’t earn enough money to support his family, so he started to buy computers so he could open an Internet cafe. Over time he also bought printers and phone booths. He works every day.

With the loan Julio wants to buy more computers so he can proviD. a better service to his customers. His goal is to have a chain of cybercafes and thus ensure his family’s financial future.
View original language description ↓
Julio D. 30 años, vive en Primavera D. Duran (zona periurbana, con una ecología en disolución), el tiene un pequeño Cyber-cabinas.

El trabajaba dando mantenimiento a computadoras pero no le alcanzaba para mantener a su familia, por eso comenzó a comprar computadoras para tener un Cyber poco a poco comenzó a comprar impresoras y cabinas D. teléfono. Trabaja todo el día.

Con el préstamo quiere comprar computadoras para darle una mejor atención a su clienteL., en el futuro quiere tener una línea D. Cyber y así asegurar L. economía D. su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 26
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julio Cesar to buy computers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 30, 2010
Aug 23, 2010
Currency Exchange Loss:
Sep 30, 2011