Mrs. Seav S. owns a shop where she sells coffee to people who are her nearby villagers. By doing this, she is able to make 12 thousands riel (about US$ 3) per day. Seav S. has another financial earner in her husband who is a merchant. He always buys rice or other merchandise in bulk to store for a while before selling at a profit. The family lives together with a young child who is enrolled in school.
Seav S. sees that the business of her husband is very profitable and she hopes to enlarge it by requesting a loan for her husband use as capital to increase the larger quantity of his inventory to resell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.