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Neang S. is highly skilled at cultivating crops on her own farmland and began this work when she was unmarried. She is now married with two school-aged children. Her husband helps be responsible for the family by working in construction. Growing crops is an annual activity with which she has had great success. She is able to plant the crops at least twice a year following both the rainy and dry seasons. The coming rainfall is good for growing, however, Neang S. has insufficient capital to use on her farm. Therefore, Neang S. is seeking a loan to use towards purchasing fertilizers, insecticides, a pump machine and seeds for planting.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 60
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,252.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Neang to use towards purchasing fertilizers, insecticides, a pump machine, and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 4, 2010
Aug 23, 2010
Currency Exchange Loss:
Jan 19, 2011