Lum S., 41, is married and resides with her husband and three children in Takeo Province, Cambodia, an area known for Pre-Angkorean temples. S. is employed breaking mountain rock in pieces for an income of USD 1.50 per day. Her husband is a motor-taxi driver, earning an income of USD 2.50 per day.
S. is requesting a loan of USD 600 to purchase a new motorbike. In the future, she would like to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. S.'s husband appears in the photograph because S. was not available.
KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.