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To earn a good living for her family, Harm B. started a job selling cakes from her home. Normally, she goes to the market where she buys essential ingredients, mixes them together, and fries them in oil to sell to her nearby neighbors.

Harm B. is a single mother who has given birth to three children, all three of whom are employed at different occupations. Harm B. dreams of having a place to distill wine for additional revenue, but her dreams have not come true because of lack of funds. To achieve her goal, Harm B. has requested a loan in order to build a wine-distilling set-up.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 172
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 4,252.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Harm to build a wine-distilling set-up.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 12, 2010
Aug 23, 2010
Currency Exchange Loss:
Sep 15, 2011