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Sou O., 64, is married and lives with her husband and three children in the Kampong Chhnang province. She has been selling clothes since 2006 and is able to make about US $6 per day. Her husband, pictured here, is too old and stays at home. This family is supported by one child’s income of US $5 each day. Her child sells cosmetic products. Sou O. would like to take out a loan of US $900 for her child to expand her cosmetics store.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Sou to expand her cosmetics store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 12, 2010
Aug 22, 2010
Currency Exchange Loss:
Dec 15, 2011