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Torm S., 37, is married and lives with her four children in Kampong Chnang province. She works in a grocery store, making approximately US$ 4 each day, and her husband is a garment worker in Malaysia. Her family is also supported by her husband’s US$ 100 income each month, along with the income of one child who works in garment factory in Korea.

Torm S. is asking for a loan of US$ 800 to expand her grocery inventory. She believes that this purchase will allow her to increase her income and be able to better support her large family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 169
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Torm to expand her grocery inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2010
Aug 22, 2010
Currency Exchange Loss:
Mar 17, 2011