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Irshad's Group
In this Group: Irshad , Shazia Perveen, Razia
Irshad is a resident of Lahore, the second largest city in Pakistan and well known for its history and the hospitality of its people. Irshad is 53 years old and cannot work at this old age, but stays at home and carries out her responsibilities of a housewife well. She has given birth to two daughters and two sons. Both sons left their education after completing 10th standard because their family needed their financial support. Both have a motor workshop where they repair, specifically, motorbikes. Her elder daughter got her education up to the 14th standard and teaches in a private school as a teacher. Her youngest daughter is studying in the 10th standard.

Irshad's husband has a construction supplies business, but at the old age of 60 he can’t work full-time. Irshad has applied for a loan from Asasah for her sons who want to start a motorbike spare-parts sales business. With the loan amount, they will buy spare parts for motorbikes which they will sell from their motor workshop. They have been running their motor workshop for over five years and Irshad is hopeful that this investment will prove beneficial for their business. This is the 1st time that Irshad has applied for a loan to any MFI and she hopes that it will be a long term relationship between her and Asasah.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad's Group's $550 loan helped a member to purchase motorbikes spare-parts for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 22, 2010
Currency Exchange Loss:
Aug 15, 2011