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Mahabat E. is from Talas, which is situated in the north of Kyrgyzstan. She is 29, married, with three children. Mahabat and her husband are expecting a baby this year.

Mahabat is a young and entrepreneurial woman. She finished secondary school, but could not continue her studies. Seven years ago, in order to support her family, Mahabat decided to begin her business activities in cattle breeding. Mahabat started this business with a capital of 5,000 KGS. Today she has twenty milch cows, whose milk she sells to the local dairy factory, earning about 14,000 KGS a month. She has also a plot of land where she grows potatoes and perennial herbs, which serve as concentrate of forage for her cattle and ensure a high quality of milk yield.

Mahabat wants to use this loan of 120,000 KGS to buy more milch cows in order to increase her sales of milk and also acquire new customers. With the revenues from this loan, Mahabat plans to build a barn for her cattle to provide good conditions of cattle maintenance. Mahabat’s young family is learning to overcome difficulties and resolve problems and she is full of energy for the many achievements on her way.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Mahabat to purchase dairy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2010
Aug 21, 2010
Currency Exchange Loss:
Sep 15, 2011