Santa Barbara Group
Nancy is the president. She makes baby clothes. She studied knitting with a machine, and little by little she “raised her business”. She has been in this business for 20 years. This is her ninth cycle as part of the Santa Bárbara Communal Bank.
She used her first loan for 1,000 Bs to buy wool. Her current request is for 3,000 Bs, which she will also use to buy different colors and textures of wool. Once she has made the baby clothes she sells them in the Tihuanacu fair on Thursdays and Saturdays from four to seven at night.
As Nancy has established her business, the rest of the members have also established theirs. Among them is making sportswear, selling wool from alpacas and sheep, selling baby clothes, selling sweaters, selling detergents, embroidery, and selling various things.
La presidenta, doña Nancy se dedica la elaboración de ropa para bebé, estudió tejido a máquina y poco a poco “levantó su negocio”, actualmente son 20 años que desarrolla esta actividad. Este es su noveno ciclo como parte de la asociación “Santa Bárbara”. Su primer crédito de Bs.1000.- le sirvió para comprar lana, la solicitud actual es por Bs.3000.-, el mismo que también invertirá en la compra de lana, en diferentes colores y texturas. Una vez elaborada la ropa de bebé ella la vende en una Feria llamada “Tihuanacu” los días jueves y sábado de horas cuatro a siete de la noche.
Así como doña Nancy ha establecido su negocio , el resto de las socias también tienen los suyos,entre ellos tenemos: elaboración de Deportivos, venta de lana de alpaca y oveja, venta de ropa de bebé, venta de chompas, venta de detergentes, bordados, venta de artículos varios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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