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Victoria Del Pilar
Victoria is 64 years old and lives in a house made from cane reed on the outskirts of Fortín Guayaquil. For years she has had a stationery store to help out with family expenses.

Because she did not have enough income, six years ago she invested her savings in a display case to sell notebooks and pens to her neighbors. Little by little, through her efforts and with the help of her children, she was able to have a stationery store. She works from 7:00 am to 8:00 pm every day.

With this loan she wants to stock her store with more paper and notebooks. In the future she wants to finish building her house and to grow her business.
View original language description ↓
Victoria de 64 años, vive en una casa de caña ubicada en una zona periurbana en el Fortín Guayaquil, tiene una papelería, desde hace años para ayudar con los gastos familiares.

Empezó hace 6 años con una vitrina vendiendo cuadernos y plumas porque no tenia ingresos suficientes invirtió sus ahorros para vender a sus vecinos, poco a poco con esfuerzo y ayuda de sus hijos ahora tiene un papelería, trabaja desde las 07h00 hasta las 20h00pm todos los días.

Para surtir mas su papelería ella quiere comprar con el préstamo papelería y cuadernos. En el futuro quiere terminar de construir su casa e incrementar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Victoria Del Pilar notebooks and paper for her store.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 31, 2010
Aug 22, 2010
Currency Exchange Loss:
Dec 15, 2011