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Elvia Rocio
Elvia is 42 years old and lives on the outskirts of Guayaquil. She sells products from Yambal (a company that allows entreprenuerial women to become independent sellers). Her husband is an informal trader and they have three daughters.

After she had an operation on her uterus, she began selling cosmetics. She works from very early in the day, offering products to neighbors and friends. She sells perfumes, creams, deodorants and clothing and works from 9:00 am until 1:00 pm so that she has time in the afternoons for her daughters.

With this loan she would like to buy Yambal products such as perfumes, creams, and deodorants. In the future she want to finish building her house and to become a director in Yambal.
View original language description ↓
Elvia de 42 años, vive en la Perimetral de Guayaquil, vende productos Yambal (empresa que ofrece a mujeres emprendedoras comenzar con sus ventas independientes), su esposo es comerciante informal y tienen tres hijas.

Desde que la operaron del útero comenzó a trabajar vendiendo cosméticos, desde muy temprano ofreciendo los productos a sus vecinos y amigos, vende perfumes, cremas , desodorantes, ropa, trabaja desde las 09h00am hasta las 13h00pm para la tener en la tarde tiempo para sus hijas.

Con el préstamo quiere comprar productos Yambal como perfumes, cremas, desodorantes. En el futuro quiere terminar de construir su casa y ser directora Yambal.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,478,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elvia Rocio perfumes, ropa, cremas.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 6, 2010
Aug 22, 2010
Currency Exchange Loss:
Dec 15, 2011