A loan of $3,575 helped a member cosmetics and beauty products.


Amor Y Amistad 3 & 4 Group's story

Tania is the coordinator of her group Amor y Amistad 3 & 4 (Love and Peace). She makes her home here in a simple structure with her husband and 3 children. She says that her most difficult challenge is to have a better life. In the meantime she plans to continue enjoying eating ice cream, and in the future she would like to run her own ice cream store.

Tania is excited to be taking her 11th loan with Esperanza after having successfully repaid her previous loans and grown her business. She has had her business for 5 years, starting with buying beauty products, selling them and doing beauty services when visiting her clients' homes. She plans to use this loan to invest in her business by buying a seat to use while brushing her clients' hair, chairs and some beauty products. She will also add a telephone service. She will use the profits to buy some items her family needs, like clothes and school supplies, and also plans to save. She wants to have her own home, move her business to another location in a busier street, such as a shopping district, and would like to buy a car.

This Esperanza associate began with us because she is interested and motivated to work in business. Her story is representative of her group and of Esperanza's Haitian and Dominican (many of whom recently emigrated to the DR from Haiti) clients generally. Her group is located in Samana, a lush rugged peninsula with a nascent tourism industry. This area, like nearly all impoverished areas of the Dominican Republic, suffers from unreliable running water (none of which is potable) and electricity.

In this group: Tania, Antonia, Jose, Nicolas, Kenia, Martire, Jose, Paula, Miquella, Rosalia
*not pictured


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