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A loan of $675 helped purchase of one brand new bicycle with cab, locally known as "Trisikad".

Julito's story

Mr. Julito E. is from the village of Carmen Annex, Ozamiz City, Misamis Occidental. He is 38 years old and married to Cherilyn E., a simple housewife. They are blessed with 5 children of whom two are now school-aged and three are still little. To make a living, he is presently employed as a security guard in one of the establishments in the city, engaged in retailing snacks, food supplement products, earrings and jewelry, and providing a transport service during nighttime and sometimes early in the morning. He’s been engaged in this kind of livelihood activities for 2 years already and earns approximately Php 5,000 a month from these activities.

In February 2007, Julito joined PMPC to gain access to financial services to help improve his living situation and ability to engage in business activities. As an active member of Paglaum MPC under the Regular Loan Program Julito has successfully repaid a loan of Php 20,000. He is now requesting a loan of Php 30,000 as his 6th loan which will be used in purchasing a brand new transport vehicle for hire. He plans to use the additional revenue generated from the business to improve the general living conditions of his family especially in meeting their basic needs, saving for future use, loan repayments and the children’s education.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Loan details

Lenders and lending teams

Loan details