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Valentina is married and has two grown up children. She sells women's clothing at a small market in the Zaporozhye city. Valentina has been in this business for 10 years.

Valentina has a competitive advantage: when new clothing arrives at the wholesale market, Valentina receives a call from the wholesale apparel managers from whom she buys her inventory, and she gets her new assortment earlier than her competitors. This is because Valentina maintains a good relationship with the wholesale managers and always pays them on time.

Valentina enjoys selling women's clothing and would like to develop her business further. She is requesting a loan of 10,000 UAH to increase the assortment of fall clothing.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Valentina to increase seasonal assortment.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 13, 2010
Aug 22, 2010
Currency Exchange Loss:
Jan 15, 2011