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Yoni was born in the city of Ocongate, Quispicanchis province, Cusco department. Yoni currently lives with her husband and one year old daughter in the city where she was born. The city of Ocongate is two hours from the city of Cusco.

Yoni is a humble young woman who is 23 years old. She opened a small grocery store in her rented home. It is located on Libertad street in the city of Ocongate. Yoni can be found in her store seven days a week from eight in the morning until ten at night.

With the next loan Yoni hopes to receive 1,000 soles. She would like to use the money from this loan to buy merchandise like rice, sugar, noodles, and many other things that her store does not have.

She has participated in the communal bank for two years. It is going very well for her thanks to the reliability of her colleagues and the punctuality of their payments. Her dream is to open more stores.

She is grateful for the opportunity that has been provided and promises to complete her payments by the established deadlines.
View original language description ↓
Yoni nació en la ciudad de Marcapata provincia de Quispicanchis del departamento del Cusco. Actualmente, Yoni vive en la ciudad Ocongate junto con su esposo y su hija de un año de nacida. (La ciudad de Ocongate se encuentra ubicada a dos horas de la ciudad del Cusco).

Yoni es una mujer joven y humilde que tiene 23 años, que abrió una pequeña tienda de abarrotes en una habitacion alquilada y está ubicado en la calle Libertad de la ciudad de Ocongate. A Yoni la pueden encontrar los 7 días de la semana, desde las 8 de la mañana hasta las 10 de la noche en su tienda.

Con el próximo préstamo, Yoni que espera recibir S/. 1000 nuevo soles. Le gustaría emplear el dinero de este préstamo en comprar mercadería como por ejemplo arroz, azúcar, fideos y muchas cosas más que falta en la tienda.

Ya son dos años que participa en el banco comunal “Las Margarita Ocongate” de la asociación Arariwa Cusco y le va muy bien gracias a la confianza de sus compañeros y a la puntualidad de los pagos de las cuotas. El sueño de la socia es abrir más tiendas.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Yoni buy merchandise like rice, sugar, noodles, and many other things.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2010
Sep 1, 2010
Currency Exchange Loss:
Feb 15, 2011