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Valentina owns a small food store in a village close to Kherson town. She has been in this business for ten years. Her average income is 9,000 UAH per month.

Valentina is a very disciplined and organized person. She keeps track of her business expenses and income to make sure her business is doing well. Her large assortment and low prices always attract many repeat customers. Valentina is a kind and generous person. She helps others in her community with their needs. Valentina lives with her husband in their own house.

Valentina would like to borrow 10,000 Gryvnas (UAH) to purchase more inventory. She hopes to increase her sales and make additional profit to improve her living conditions.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Valentina to purchase more inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 28, 2010
Aug 21, 2010
Currency Exchange Loss:
Jun 15, 2011