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Dora Margarita
Dora is 47 years old and has a store where she sells plastic goods such as bowls, cups, and spoons. She lives in the urban area of Orquídeas de Guayaquil.

Dora started selling beverages and sweets, but this did not generate much income. She then decided to invest almost all of her savings so that she could buy plastics to sell. Now she works every day from 7am to 7pm. Dora sells bowls from $0.30/each, cups for $0.15/each, and plates for $0.15/each. On some occasions she sells in bulk.

She will use her loan to increase the inventory of her business by purchasing plastic goods and beverages. In the future, Dora wants to have a plastics distribution center and provide employment to young entrepreneurs.

View original language description ↓
Dora de 47 años, ella tiene un local de venta de plásticos como tarrinas, vasos, cucharas. Vive en una zona urbana en las Orquídeas de Guayaquil.

Empezó vendiendo bebidas, golosinas pero no tenia muchos ingresos así que decidió invertir casi todas sus ahorros y comprar plásticos para vender. Ahora trabaja desde las 07h00am hasta las 19h00pm todos los días. Cada tarrina la vende a $ 0.30, vasos a $ 0.15, platos a $ 0.15 c/u, en ocasiones vende al por mayor.

Para comprar que su negocio este mas surtido quiere comprar con el préstamo plásticos,bebidas, en el futuro quiere tener una distribuidora de plásticos y así dar empleo a jóvenes emprendedores.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dora Margarita purchase plastic goods & beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 4, 2010
Aug 23, 2010
Currency Exchange Loss:
Aug 19, 2011