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Esperanza I. is a common law wife who lives in Prk. Lunas, Barangay Kawit, Medellin, Cebu City. She earns her living by operating three business ventures: General Store, Food Vending and Livestock Vending businesses. Her common law husband Serafio Mondejar, who is 53 years old, works as a electrician to earn his living. She has six children who are between 18 and 33 years old.

Esperanza joined NWTF-Project Dungganon in 2009 because she aspired for something better for her family. With the help of her past three loans from NWTF-Project Dungganon, Esperanza has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 8,000 PHP helped her earn a monthly profit of about $360, raising the family's standard of living.

This time, for her 4th cycle loan, she is borrowing 10,000 PHP, which she intends to use to purchase goods to sell so that she can continue to save up for future business expansion. Esperanza I. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 367
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 44.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Esperanza to purchase goods to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 30, 2010
Aug 20, 2010
Currency Exchange Loss:
Jun 15, 2011