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Gladys Ene Nkalayiai
Gladys Ene Nkalayiai Punywa is 25 years old and she supports three members of her family.

She has been farming wheat for the last three years successfully, due to good climatic conditions and a ready market for the product in her area.

She learned about KADET from other women who are already registered members of Kadet in her area of residence. This is her first loan, and she is planning to spend the twenty thousand to buy fertilizer and chemicals for the growing wheat.

With the anticipated profits, she plans to expand her wheat farming to large scale farming by hiring a bigger piece of land for wheat farming.

Her hopes and dreams are that she will become a large scale farmer, be able to educate her children, and attain financial independence.

She is a hardworking woman and determined to achieve her target.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 468
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 80.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Gladys Ene Nkalayiai to buy fertilizer and chemicals for her growing wheat.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 12, 2010
Aug 20, 2010
Currency Exchange Loss:
Mar 15, 2011