A loan helped a member to buy a bundle of used clothing, which will bolster her initial capital.


Fazili Group's story

Mrs Gilbertha is a client of Hekima IMF and presides over the “banc villageois” named “Fazili”. She is married, 40 years old, and the mother of 10 children who all attend school. Her partner is a retailer.

She sells used clothing and started her business 20 years ago with startup funding from her husband. Later on, she joined the Hekima program for supporting her business, during which she worked progressively

With this new loan, she will buy a bundle of used clothing. This will bolster her initial capital. Her business does not face any challenges.

She would like her children to continue with their schooling and also wants to expand her business.

Finally, she would like to thank Hekima and their partners for the support given to non-bankable business owners in this context of global crisis related to the Covid-19. The picture displays only the group leader due to Covid-19 social-distancing measures.

In this group: Gilbertha, Moise, Sandrine, Angelique, Gisele, Cele, Yvette, Sephorose, Aline, Osimari, Claris, Marceline, Julien, Jean

Translated from French by Kiva volunteer Rizlane Baladi.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.



Loan details


Lenders and lending teams




Loan details