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Aina Razul
Aina Razul A. is a married woman who lives in Lada, Barangay Pangbilian, Brookes Point, Palawan. She earns her living by operating two business ventures: a general store and a farming business.

Aina Razul joined NWTF-Project Dungganon in 2004 because she wished for something better for her family. With the help of her past thirteen loans from NWTF-Project Dungganon, she has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 16,000 helped her earn a monthly profit of PHP 8,500, thus uplifting the family's standard of living.

This time, for her 14th loan, Aina Razul is borrowing PHP 18,000 which she intends to use to pay for more repair and maintenance of her general store so that she can continue to save up for future plans like extending her business and to having a better life.

Aina Razul is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Help NWTF continue in its mission to help the poorest in the Philippines by visiting the NWTF lending team on Kiva to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 432
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 45.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Aina Razul to pay for more repair and maintenance of her general store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 28, 2010
Aug 20, 2010
Currency Exchange Loss:
Mar 16, 2011