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Janyl's Group
In this Group: Janyl , Nurbubu , Mirbek , Izaura
Janyl K. is the leader of the group. She is 47 and divorced. She has raised three children, all of whom are married and live separately with their families. Janyl works as a teacher at a school. She applied for the loan because she needs money to purchase building materials to start repairing her house. In the future she wants to purchase a vehicle.

Nurbubu K. is the treasurer of the group. She is 53 and married. She has five children: thee of them are married and live separately with their families and the other children are students. Her husband works as a security guard in the factory. Eighteen years ago, with the initial investment of 500 soms, Nurbubu started to sew national blankets. Selling the blankets she makes 4000 soms per month. With money received from the loan she wants to purchase fabrics and materials for sewing.

Mirbek A. is 24 years old. In order to make money he sells coal in Bishkek and Tokmak. He started this activity a year ago with the initial investment of 3000 soms and now he earns 10000 soms per month. With money received from the loan he wants to purchase more coal to increase the turnover of his business.

Izaura S. is twenty years old. She helps her mom to sell children’s wear on the market. This year Izaura decided to start her own business. She applied for the loan because she needs money to purchase currants and strawberries in villages and then resell them at the higher price in the city. Part of the loan, she will spend to purchase clothes to help her mom with her activity. In the future Izaura wants to get married and to save money to purchase a vehicle.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Janyl's Group's $1,200 loan helped a member to purchase building materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2010
Aug 20, 2010
Currency Exchange Loss:
Feb 15, 2011