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Mr. S. is a 52-year-old married man who currently resides in the middle of Kompong Tom, the province of Cambodia. He is an internal staff officer who works in the protecting mine industry. He started his job more than four years ago.

S. is blessed with three children; one is already married and the other two are single. His wife works as a local chef for wedding parties and also spends time at home to do housework.

This family has been planning to build a new home but the construction processes have not been able to start because of a lack of essential material. Therefore, S. decided to request a loan of $800 to buy equipment in order to build a new house. (Mr. S.'s wife is pictured.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sun to buy equipment in order to build a new house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 4, 2010
Aug 20, 2010
Currency Exchange Loss:
May 15, 2011