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Jose Vicente
José is a metalsmith. In the photograph, he is finishing a set of bars that he created. José lives in Primavera de Duran, an urban area that is undergoing revitalization.

He operates a metal shop in the front part of his house. José started this business as a young man so that he could support his family. He gained experience by learning the trade from his father. José works every day from 7am to 6pm.

To keep his metalsmith workshop in operation, he wants to use this loan to buy paints and metals. In the future, he wants to finish the construction of his house and remodel his shop.

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José de 57 años, el es cerrajero (en la foto aparece ya terminadas unas rejas que el hizo), vive en la Primavera de Duran (zona urbana, con una ecología en reconstrucción).

Tiene un taller de cerrajería en la parte delantera de su casa, comenzó desde muy joven para poder mantener a su familia, pasado el tiempo obtuvo experiencia con la ayuda de su papa que le enseño. Ahora el trabaja desde las 07h00am hasta las 18h00pm todos los días.

Para seguir con su taller de cerrajería el quiere comprar con el préstamo pinturas y metales, en el futuro quiere terminar de construir su casa y poder readecuar el taller.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Vicente purchase paints & metals.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2010
Aug 20, 2010
Currency Exchange Loss:
Sep 15, 2011