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Maria Isabel
María is 31 years old and has a general store. She lives in a peri-urban zone in Fortín de Guayaquil (an area of dirt paths and hills).

Her husband helps her in the store, and the couple has four children. Due to their low income, they decided 4 years ago to invest their savings in buying groceries and vegetables to sell to their acquaintances. Little by little, with effort, they have been able to create a small store in the front part of their home. María works from 6:00 a.m. to 10:00 p.m.

To increase her store's inventory, she would like to use the loan to buy rice, vegetables and soft drinks. In the future, she would like to obtain more customers and see her children finish their studies successfully.
View original language description ↓
María de 31 años, tiene una tienda de vivieres, vive en una zona periurbana en el Fortín de Guayaquil (lugar con caminos de tierra y lomas).

Su esposo le ayuda en la tienda y tienen cuatro hijos. Debido a los pocos ingresos que tenían, ellos decidieron invertir sus ahorros hace 4 años y comprar víveres y legumbres para vender a sus conocidos, poco a poco con esfuerzo, a podido tener una pequeña tienda en la parte delantera de su casa, trabaja desde las 06h00am hasta las 22h00pm.

Para surtir mas su negocio ella quiere comprar con el préstamo arroz, verduras,,bebidas, en el futuro quiere obtén mas cliente y que sus hijos terminen sus estudios con éxito.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Isabel buying rice, vegetables and soft drinks for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 29, 2010
Aug 19, 2010
Currency Exchange Loss:
Sep 19, 2011