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Susana Amalia
25-year old Susana lives in a suburban area called Primavera de Duran. She runs a stationery store which in Ecuador is called a ‘bazaar’. Motivated by the need to provide for her 4-year old son, Susana had to invest all her savings in buying merchandise and sell it to acquaintances. She works from 8am to 8pm.

One of the problems she faces is a lack of time and also the petty crime in the area. Because of this, she has had bars put on her business (as shown in the photo).

With the loan Susana will buy notebooks, pens, and stationery for her store. Her future goal is to finish building her house.
View original language description ↓
Susana de 25 años, ella vive en una zona periurbana en la Primavera de Duran, ella tiene una papelería en el Ecuador se les llama “bazar”.

Con la motivación de mantener a su hijo de 4 años tuvo que invertir sus ahorros para comprar papelería y comenzar a venderla a sus conocidos. Ahora trabaja desde las 08h00am hasta las 20h00pm en su propio negocio. Una de las dificultades es la falta de tiempo y la delincuencia que ahora hay en el sector, por eso tuvo que poner rejas en su negocio (como aparece en la foto).

Con el préstamo quiere comprar cuadernos, plumas y papelería para su negocio, en el futuro quiere terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Susana Amalia to buy pens and stationery.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 27, 2010
Aug 19, 2010
Currency Exchange Loss:
Sep 30, 2011