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Najma Perveen's Group
In this Group: Najma Perveen, Razia
Najma perveen lives in a small city called Borewala, which is located in Punjab, Pakistan. She is 36 years old and has spent most of her life in Borewala. She owns a small house of only two rooms and lives in it with her family. She is a housewife and stays at home to do her household responsibilities. Her husband's name is M. S.. He is involved in the business of selling fertilizer & seeds. He has been doing this work for over 10 years.

Najma helps her family financially by doing sewing work. She gets orders from her relatives and neighbors and charges from them 100-130 PKRs for each dress. Her earning allows her to pay for the utilities and to manage the kitchen in her home. She has given birth to three sons and a daughter who are all illiterate because they couldn’t provide them with a better education.

She has applied for a loan from Asasah for her husband. With the loan, he will buy fertilizer and seeds in bulk and meet the orders of his customers.
Najma hopes that by investing money in her husband’s business, he will be able to make more money, which will help Najma’s family to enjoy a better financial life.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Najma Perveen's Group's $375 loan helped a member to purchase fertilizer & seeds to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 20, 2010
Currency Exchange Loss:
Aug 15, 2011