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Irshad's Group
In this Group: Irshad , Ruqaiya, Shahnaz
Irshad lives in the small city of Borewala in Punjab, Pakistan in a two room brick house with her husband, daughter and five sons. Her husband is involved in a bike rental business, aided by their eldest son. Irshad does embroidery work part-time to contribute financially to her family.

Irshad has applied for a loan from Asasah for her husband to improve the condition of his business. With the loan amount, he will buy another motorbike to rent to expand his business. He has been running this business for the last 20 years and Irshad believes that her husband can increase his income with the help of a loan investment. She is in her fourth loan cycle and is a responsible loan user of Asasah. In her past loan experiences, she maintained a good credit record and never missed a meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 295
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad's Group's $600 loan helped a member to purchase another motorbike for a bike rental business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 11, 2010
Aug 19, 2010
Currency Exchange Loss:
Aug 15, 2011