A loan helped a member to stock up on sacks of rice, containers of oil, Omo (laundry soap), and boxes of water, which will increase her starting capital.


Desanges Group's story

Mrs. Justine is a client of IMF Hekima and is the head of the “DESANGES” group villageois. She is a divorced, 44-year-old mother of four, all of whom go to school. She sells diverse products, which she started doing in 2012 with funds from her father. Later, she incorporated the Hekima program to support her business, which she has been progressively growing. With this new loan, she is going to stock up on sacks of rice, containers of oil, Omo (laundry soap), and boxes of water, which will increase her starting capital. Her business’ challenges are related to high state taxes. She would like for her children to continue studying, and she would like to build a house to have renters. In the end, she wishes to thank Hekima and its partners for the support they’ve given to unmonetizable business owners in the context of this global crisis linked to COVID-19. The photo is of just the group leader because of COVID-19 in respect the social distancing measures.

In this group: Japhet, Justine, Tamarin, Daniella, Adeline

Translated from French by Kiva volunteer Sherry W..


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.



Loan details


Lenders and lending teams




Loan details